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How Much Is Your Auto Accident Compensation Worth? Damages resulting from car accidents are intended to compensate victims of the collision. Some of the damages include damages to property, medical bills and pain and suffering. In New York, you have up three years to file legal action after a crash, but waiting too long can harm your case. Evidence can disappear over time or destroyed. Witnesses might forget important information. Damages In the event of a crash in a car, victims may be awarded compensation for their economic losses including medical expenses and lost wages. They may also be awarded compensation for non-economic damages such as suffering and pain. The amount of compensation you will receive is contingent on the severity of your injuries and the impact they have on your life. An experienced attorney for auto accidents can help you determine the value of your injuries and property damage, and negotiate with the insurance company for a fair settlement. Insurance companies are in business of making money. They will do all they can to settle your claim as cheaply as possible. You need an attorney who will fight for you to obtain the maximum amount you're entitled to. You can also seek compensation if you have personal items damaged in the accident. Clothing, shoes, and jewelry are all included. You may also be eligible for compensation for expenses relating to housekeeping, gardening or childcare, if are unable to perform these tasks because of your injuries. Your deductible is also a part of the equation in determining how the value of your claim is. You will have to pay your deductible prior to when the insurance company begins to pay for the damages. You can then make a claim against the at-fault driver to recover the remaining amount of your damages. Medical bills Medical expenses arising of a car crash could quickly rise. The cost of an ambulance ride, a hospital stay, and inpatient care can be tens of thousand dollars or more. In addition, the cost for physical therapy, prescription medications and other medical care could increase as the injured person is able to recover. The driver at fault is responsible for the cost of a victim's loss and medical expenses when they are found responsible in an action. However it is not the law to typically require the at-fault party to pay the medical bills of their victim on a regular basis. If you are not in a state that is no-fault, the first step to take to claim medical bill compensation is to apply to your insurance company for auto coverage for PIP (personal injury protection) coverage. Based on your policy's limits it could be able to pay for the majority or all of your medical expenses. You must also file an claim against the liability coverage of the driver who is at the fault, as well as your own uninsured motorist policy. These insurance policies may reimburse the medical expenses you incur, although they often come with deductibles and other terms which you must follow. A seasoned lawyer can help you to navigate the process of getting your medical bills paid. This will let you not spend your income on medical bills and concentrate on your recovery. Lost wages Car accident injuries can make you unable to work. You might not be able to pay your bills and suffer a loss of income due to. You might need to borrow money from friends or family. It can also take months to settle your case. During this time, it's possible that you'll be required to pay your bills yourself and wait for the settlement. A claim for lost wages may help you recover the money you would have earned if not for the injuries sustained in your car accident. This can include hourly wages and salary, but can also include other financial benefits like bonuses and raises. Your attorney can calculate the actual amount of lost earnings. You can claim compensation for lost wages with a no-fault insurance company, or even a lawsuit against the at-fault party. auto accident lawyer overland park includes the cost of your medical bills, proof of your absence from work due to your injuries, and evidence of your loss of earnings capacity. This is often described as a demand package. You'll have to provide an employer's letter providing proof of your employment, which includes the days you were off due to injuries and the hours you work normally. You'll also need to provide your paystubs as well as tax documents. An attorney can help gather these documents and prepare an appealing demand package to present to the insurance company or a judge in your case. Suffering and pain Certain expenses associated with an accident can be calculated right down to the penny like medical bills, emergency services, surgery, medications, lost wages, etc. While others aren't. These losses that are not quantifiable are referred to as pain and suffering and they are an important component of a victim's compensation claim. Pain and suffering includes both the emotional and physical consequences of an accident. The injuries sustained by victims can have a lasting effect on their lives that can cause permanent disabilities or even death. A person suffering from a debilitating head injury, for example is likely to never be functional or work normally. These kinds of injuries are usually worth a large settlement. In the majority of cases, the amount of pain and suffering an injured victim experiences is determined by the severity of the injury and the impact it had on their life. A seasoned attorney will research the details of your case to determine the appropriate settlement. They will utilize previous settlement amounts for similar accidents injuries as a guide to give you an idea of what your case is worth. Unfortunately, insurance companies often try to discredit victims of suffering and pain by saying that their emotional or physical injuries aren't serious enough. An experienced lawyer will rebuff these tactics and negotiate with the insurance company on your behalf to ensure that you receive a fair settlement.